Privacy Policy

Introduction

Shrikrupa Bachatgat Nidhi Limited ("we," "our," or "us") is committed to protecting the privacy and confidentiality of our members' personal information. This Privacy Policy outlines how we collect, use, store, and protect your personal data in compliance with applicable laws and regulations.

Information We Collect

We collect the following types of information:

• Personal identification information (name, date of birth, address, contact details)
• Financial information (income details, bank account information, transaction history)
• KYC documents (PAN, Aadhaar, identity proof, address proof)
• Membership application and related documentation
• Communication records and correspondence

How We Use Your Information

We use your personal information for the following purposes:

• Processing membership applications and maintaining member records
• Providing financial services including deposits and loans
• Conducting KYC verification and compliance checks
• Processing transactions and maintaining account records
• Communicating with members regarding services and updates
• Complying with legal and regulatory requirements
• Preventing fraud and ensuring security

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With regulatory authorities as required by law
• With service providers who assist in our operations (under strict confidentiality agreements)
• When required by legal processes or court orders
• To protect our rights, property, or safety, or that of our members

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes secure storage systems, encrypted communications, and restricted access to personal data.

Your Rights

As a member, you have the right to:

• Access your personal information held by us
• Request correction of inaccurate or incomplete information
• Request deletion of your information (subject to legal and regulatory requirements)
• Object to certain processing activities
• File a complaint with relevant authorities if you believe your privacy rights have been violated

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods are determined based on legal, regulatory, and operational requirements.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically to stay informed about how we protect your information.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us through our official channels.